GRANITE Terms and Conditions

Granite Financial Holding S.A.E. (“Granite”, “we”, “us”, “our”) is an Egyptian joint stock company, licensed and regulated by the Financial Regulatory Authority (FRA), with head office in Cairo, Egypt.

These Terms and conditions govern your use of this Website. Additional terms and conditions may apply to specific products and services offered by Granite, in addition to these Terms and conditions.

By accessing or using this Website, you acknowledge that you have read, understood, and accepted these Terms and conditions, and agree to be bound by them as amended from time to time. Continued use of this Website constitutes your acceptance of the most updated version of these Terms and conditions. The latest version will always be available for your review under the “Terms and conditions” link on this Website.

Trademarks

“Granite”, the Granite logo, and associated symbols are trademarks of Granite Financial Holding S.A.E. Other names, logos, or marks appearing on this Website may be the trademarks of their respective owners. You agree not to display, reproduce, or otherwise use any trademarks belonging to Granite without our prior written consent.

Copyrights

The content of this Website, including but not limited to text, design, graphics, sound, and images, is owned by Granite Financial Holding S.A.E. or its affiliates, unless otherwise expressly stated. Except where explicitly permitted, no part of this Website may be copied, distributed, transmitted, displayed, stored, or otherwise used for commercial or public purposes without our prior written consent.

Website Content and Materials

We may add, modify, or remove content on this Website at any time without notice.
Certain content may be provided by third parties through APIs, hyperlinks, or other integrations. While we take reasonable care to ensure accuracy, Granite is not responsible for the reliability, completeness, or suitability of such third-party content.
Links to external websites are provided solely for convenience. Granite has no control over and does not endorse the content, products, or services on such websites. We make no warranties, express or implied, regarding their accuracy, safety, or legality.
Any dated information is published as of its date only. We do not undertake any obligation to update such information.
By offering information, products, or services via this Website, we make no solicitation to any person in jurisdictions where such offering is prohibited by law.

Disclaimer of Warranties & Limitation of Liability

This Website is provided on an “as-is” and “as-available” basis. To the fullest extent permitted by law, Granite disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that this Website will be error-free, uninterrupted, or free from viruses, malicious code, or defects.
Granite will not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising out of or in connection with your use of or reliance on this Website.
Granite does not provide investment advice through this Website. You are solely responsible for your own decisions regarding the use of any information provided herein.

Prohibited Use

Without limitation, you agree not to:

Impersonate any person, including Granite employees or representatives.
Misrepresent your affiliation with any person or entity.
Upload or transmit viruses, malware, or harmful code.
Use the Website to distribute unsolicited commercial messages (“spam”).
Interfere with or disrupt the Website, servers, or connected networks.
Use the Website in any unlawful manner or in violation of applicable laws or these Terms and conditions.

Communication

We may contact you via this Website, email, SMS, phone, or other communication channels you provide. By using the Website, you consent to the recording and retention of communications between you and Granite or its representatives.

Privacy Policy and Cookie Policy

For details on how we collect and use your information, please refer to our Privacy Policy. For details on how we use cookies and tracking technologies, please refer to our Cookie Policy.

By using this Website, you agree to be bound by these Terms and conditions together with the Privacy Policy and Cookie Policy.

Applicable Law

Your access to and use of this Website, as well as these Terms and conditions, shall be governed by the laws of the Arab Republic of Egypt.